FolioDesk bridges India's Gold Loan NBFCs with global Forex networks. We turn idle physical gold into immediate international purchasing power.
100% Insured Gold Storage
A unified user journey replacing days of manual paperwork across multiple institutions.
Families securely deposit their physical gold at one of our partner NBFC branches (or via secure doorstep pickup). Assets are evaluated instantly using our partner API.
The NBFC partner issues an instant gold loan against the appraised value. Funds are deposited directly into the user's FolioDesk bridge wallet.
The liquid funds are automatically routed to our Forex partner, converted at real-time interbank rates, and wired globally for tuition or business imports.
FolioDesk acts as a high-converting distribution layer, entirely eliminating your customer acquisition costs.
Every lead we pass through our API has already declared a confirmed international payment requirement. These are high-ticket borrowers with immense intent.
You don't need to rebuild your infrastructure. We plug into your existing loan origination system (LOS) via webhook or secure REST API.
FolioDesk never holds the physical gold or the underlying risk. You own the asset custody, you own the loan book, you take the full interest margin.
We bear the cost of marketing and user onboarding. You only pay a minimal success fee upon successful loan disbursement or forex conversion.